![]() ![]() Unable to add a cosigner to your loan application.If your payment is more than 10 days late, you may be charged a late fee. You'll have to pay an origination fee - an amount of money deducted from your loan balance when funds are disbursed- up to 9% of your total loan amount, and that fee will be included in your loan APR. Same-day funding available. If you need your loan money fast, you can get it as soon as the same day if you your loan is verified and approved by 1:00 p.m.You can make additional payments toward your loan, and you won't be charged an extra fee. Borrowers without excellent credit may find better rates elsewhere. Rocket Loans' minimum APR is comparable to other top lenders for low interest rates, but you'll need to have excellent credit to qualify. Origination fees: up to 9% Rocket Loans Personal Loans Pros and Cons Rocket Loans Pros Regular APR: 9.116% to 29.99% with AutoPay See our picks for the best debt consolidation loans ยป Rocket Personal Loan Features You can also borrow as little as $2,000 from the lender, so it could be a great choice if you only need a small loan amount. Rocket Loans might be a good option for borrowers who are looking for fast funding and don't mind choosing between only two repayment term options. The best personal loan for you depends on your credit score, which will determine what you qualify for and can lower your rate. You may be able to get more favorable terms elsewhere, especially if you have a good credit score. The bottom line: Rocket Loans personal loans have solid APRs, but limited repayment term lengths as well as origination and late fees. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.
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